Mortgage Blog

I have a half marathon training every wednesday
afternoon. And we will have interval run, Kenyan
run, etc. And I run faster than most of the team
members. BUt I told them that "what you see might
not be real".

The real reason is that the other people have the
training right after work. They are tired most of
the time. But for me, I drink lots of water and
take at least 30 minutes nap. That's the reason
and tey did not know if I don't explain to them.

About one months back, one client asked me why he
could not get the same rates his close friend got.
They have the same loan amount with the same loan
program and similar credit score. If he did not ask,
the different LTV will make the rate different.
(Usually LTV 60% get the best rates; then 75%;
then 80%).