The following are the rates as of 7:00AM PCT August 1, 2022. Rates are
subject to change without notice(The rates are for California only).
I can do WA & TX & FL loans now.
The following rates are for refinance only. Lender may cover all the following fees:
Lender Underwriting, Appraisal, Credit Report, Notary, Flood Cert, Recording,
subordination(for 2nd loan if applicable). We assumed 640k for conforming; 900k for high balance loans. Credit over 740. LTV<=60%
Conforming(<=647,200) High Balance(>$647,200 & <=970,800)
30Yr. Fixed 4.500% APR 4.500% 30Yr. Fixed 4.750% APR 4.750%
15Yr. Fixed 4.125% APR 4.125% 7/6mo 4.625% APR 4.892%
30Yr. Fixed 4.750% APR 4.750%
7/6mo 4.625% APR 4.892%
The rates for the purchase will be case by case, depending on how the contract is executed(i.e. who will pick up the fees, or buyer/seller splits)