Workers

The following are the rates as of 7:00AM PCT June 17, 2022. Rates are
subject to change without notice(The rates are for California only).

I can do WA & Texas loans now. Will be able to do NV, FL soon.

The following rates are for refinance only. Lender may cover all the following fees:
Lender Underwriting, Appraisal, Credit Report, Notary, Flood Cert, Recording,
subordination(for 2nd loan if applicable). We assumed 640k for conforming; 900k for high balance loans. Credit over 740. LTV<=60%

Conforming(<=647,200)                       High Balance(>$647,200 & <=970,800)
30Yr. Fixed  5.500% APR 5.500%            30Yr. Fixed  5.000%  APR 5.125%
15Yr. Fixed  4.625% APR 4.750%            7/6mo          4.625%  APR 4.892%   

Jumbo(>647,200, normally it should be higher than $970,800)
 30Yr. Fixed  5.000%  APR 5.125%
 7/6mo          4.625%  APR 4.892%

The rates for the purchase will be case by case, depending on how the contract is executed(i.e. who will pick up the fees, or buyer/seller splits)

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Thinking about buying?

Expert help when you need it!


Give us a call at (650) 483-9278 or email efloans@gmail.com for a no-obligation consultation with one of our mortgage experts..

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Considering refinancing, but you’re not sure if the time is right or not? Give us a call at (650) 483-9278 or email efloans@gmail.com for a no-obligation consultation with one of our mortgage experts.

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1288 Kifer Road Suite 208
Sunnyvale, CA 94086