The following are the rates as of 7:00AM PCT Sep 21, 2023. Rates are
subject to change without notice(The rates are for California only).
The following rates are for refinance only. Lender may cover all the following fees:
Lender Underwriting, Appraisal, Credit Report, Notary, Flood Cert, Recording,
subordination(for 2nd loan if applicable). We assumed 720k for conforming; 1.089m for high balance loans. Credit over 740. LTV<=60%
Conforming(<=726,200) High Balance(>$726,200 & <=1,089,300)
30Yr. Fixed 7.375% APR 7.418% 30Yr. Fixed 7.500% APR 6.682%
15Yr. Fixed 7.000% APR 7.114% 10Yr/6mo 7.375% APR 7.482%
Jumbo(>$1,089,300)
30Yr. Fixed 7.500% APR 7.500%
10/6mo 7.375% APR 7.482%
The rates for the purchase will be case by case, depending on how the contract is executed(i.e. who will pick up the fees, or buyer/seller splits)