September 22nd, 2012 10:28 PM by Eric Fang
When I was an oracle dba(before the loan broker), we tuned the oracle database sometimes just simply modified some parameters, other times, we may have to scratch our heads to spend a few hours or a few days to figure out. And most of the time, it should work.
Recently I was addictd to running and just hired a coach to help me improve my running. The first step is to get good running forms. I hope this will improve my speed by 10%(and it also helps injuryprevetion. Anyway, I did not have any pain for the past 12 months)
Right after Fed QE3,the banks kept around 0.3 points as their profitmargin. I hope this will help lower borrowers' rates.And Friday(Sep 21st)we learnt from another lender that they will charge extra 0.25 points to the loans with amount ver 417k. Personally I think since theyhave too much business and they will need this 0.25% to help theirbanalnce sheet for 4th quarter.
I am not sure whether this performance tuning works? Maybe it's time toadd some bank positions as short term play?
By the way, I finished my 12 mile run strong, still 8:45 mins per mile.I guess I need figure how to keep the pace when adding each mile,then I can finish a marathon within 4 hours, but that will be onlya dream.