April 10th, 2013 11:40 AM by Eric Fang
My client asked me about the rate for 15 yr fixedrate for rental duplex, and I quoted the rate of 3.5% for no closing cost at all. And I am glad that she took my advice.
This year's market is so different. But I thinkthe bond traders have a believe that the ratewill veentually go up, so it's very hard for therate goes down even for the bad news of Europeancountries, unless the crazy north korean willstart the war.
Anyway, it's not a bad thing to watch the stock marketgo up most of the trading days. And it's the best seasonfor the ourdoor activities.
Sometimes, we have a "fear" feeling inside of ourmind to prevent us from exploring. For the business,we are afraid of failures. For the runnings, we areafraid of the injuries. For the weekend running at Golden Gate Headlands, I did not know that we wouldrun all up/down the hills, otherwise I would notparticipate. But I did have fun after the try and would like to run more on the hills. According to therunner's world, it will help build my muscle strength.