Mortgage Blog

I can not believe it. A quarter of year 2016 is almost gone. 

The rate is getting better, though it is about 0.125% higher than the recent lows, still not bad for most loan programs. 5/1 ARM jumbo still 2.875%; 5/1 conforming loan is 2.75%. And we might be able to see 30 yr fixed rate 3.5% soon.

Finished the book: Getting Organized in the Google Era. And I will try to be more efficient. I normally can close more loans than most of the other agents(about 2-3 times more) just because I have good reputation and more efficient. And I want to improve a little bit more to save 10% of the time. I will use the extra time to start Yoga lessons(not sure whether I like it) or swimming classes(I am not good at the techniques, but I will try). I am still proud of myself being able to do so much stuff. 

Registered for Marina Bay Half Marathon on June 19th, 2016. I will try to see whether I can finish it by 1:32:00 so that I can qualify for the New York City Marathon for 2017.
Here is my training schedule. If anyone is interested, here is my Santa Rosa Marathon Training plan. And my target finish time is 3:20. 

And the new training for those two races will start this week. Wish I have another injury-free season.