Mortgage Blog

Here is the link for the article. San Jose and San Francisco are all on the list.  San Jose was projected the appreciation of 8.9% vs San Francisco 3.8%.

Read a few books recently when the rates went higher again. I used to find it is so hard to read Walden. and On the Road, and I think I made some progresses recently and could finish them soon. Sometimes, we might understand them, I will feel better after I read them a few times.

Listened to a book from Tony Robbins: MONEY Master Game Financial Freedom. There was a story about a guy who started working for UPS in 1907, and he retired in 1952. He invested 20% of the salary to the company stock, his investment account was worth 700k in 1952. And the account was worth 70 Million when he was 90 years old. Here is the link of the story: http://funancials.biz/heres-can-learn-ups-worker-never-earned-14000-per-year-yet-died-net-worth-70-million/. But do not be confused by his salary of $14k a year. $14k income in 1952 is about $130k now. But still if you invest for the long term, your return will be huge. But one thing to remember, the company would survive longer enough.