Mortgage Blog

The rate is higher after yesterday's Fed minutes about
the ending of QE 4 earlier than the end of this year.
The interest rate is up 0.125% to 0.25% to most of the
loan programs.

Personally I think the bonds oversold, and the market
is over-reacting on the news. The rate should go lower
in the next month. But Please don't focus too much on
low lower rate(I offered 2.5% for 15 yr fixed
for some clients with impound account, and then they need
teh rate without impound), unless you think the missing the
rate is ok.

Like I said before, I will run one Marathon this year
if the interest rate goes higher the 2nd half this year.
So I will have more time for teh steady training.
I just finished one 30-minute Stretch Flex training,
which is very helpful.

Finished another 10k Thursday night with 51.5 minutes.
Which is pretty good for non-race results. And it's already
faster than my first 10k race last year.

For the running log, I finished 13 miles this year. Will
catch up another 17 miles this weekend. Yes, we have to
meet the goals, it's just 4 days after the new year resolution.