March 3rd, 2021 1:03 PM by Eric Fang
A lot of good rates are gone. Jumbo 7/1 ARM rate still good, I locked several for 2.625% to 2.75%, depends on the loan amount and Loan to Value ratio.
It will be a different year for 2021. The rate went higher, and I have more time for running, abs workout, and reading. I plan to run a marathon July or August this year.
Just realized that in order to get good returns, you just hold the stocks or funds(no trading). I had two stocks TSM, and MU for about 20 years. And TSM was up 1368%; And MU 10 folds. The investment amount is small, but the return is good.
Personally I think the lowest rates were gone. It would only go up., but still slowly. And ARM rate is more attractive now if you missed the boat.
For my investment style, my bank stocks went up pretty a little bit this year, but I will pick up some QQQ this year, whether it will go up or lower.
Ran 10 miles yesterday, here are the paces: