November 16th, 2011 9:58 AM by Eric Fang
1)Effective Staring Date: Dec 1st, 2011
2)Ending Date: Dec 31, 2013
3)One Mortgage late within last 12 months ok,but not within last 6 months.
4)Minimum FICO 620; DTI 45% or less.
5)The overall rates are are around 0.5% higherthan regular Refi.
More Details Later.