Extremely busy these days, with lots of purchase loans. No wonder the builder stocks are all reaching 52 weeks high. Like KBH, LEN, etc. LGIH was not at the 52 weeks high, but it was more than 10% on Tuesday March 7th. All the builders are conveying one message: the demands are moderately strong. That's why their earnings are good. And on another way, that's why we are busy as well.

Some ARM loans are resetting the rates now. One of my borrowers have the 5/1 ARM reset to 4% now, and since this is a rental now, he just changed it to 15 yr fixed 4%. Though the rate is the same, it is fixed, and the fixed rate makes him feel better. And we locked the rate today.

Please check my website. 10/1 ARM rate is 3.625%. This is pretty good rate when the 30 yr fixed rate is around 4.125% now.

As for my running, someone suggested me to focus on half marathons. The reason is simple: I am on the top 10% of the runners of my age group for the half. But I am only within 20% of my age group for the marathons. And because I can not resolve my body weight issue, half marathon is the way. This does not mean I will not run full marathon. I will still run 5 full marathons per year. But I will focus to PR on the half marathons. I will indeed think about it.