Mortgage Blog

I am reading "The most Important thing" again starting last weekend. I just finished the first chapter, the most important thing is: Second-Level Thinking.

I know it is very hard to be outsmart others. To me , a lot of people are much smarter than me, so the only way I can beat my competition is working hard. Working harder than most of the other people. From 2008 to 2013, I worked on average of 16 hours per day, that was how I gained a lot of weight till 205 lbs, then had to lose weight later, and that's how I started running marathon.

There are a few competitions to quote the rates to the prospects, and I lost a few deals. And this morning, I found that I had really good rates for 5/1 ARM, 7/1 ARM with bigger loan amount and low LTVs. The only thing I need to do is to find my niche market.

I was not satisfied with my running recently. I gained some weight and ran slowly. After having a great interval run this morning, I think I should be able to run 3:30 for the CIM in Dec, 2018. And I checked my last year's CIM time, it was not bad either. And it even qualified me for next year's Chicago Marathon.

So I think I need to be more confident about the products, about the program and about myself. I should be doing better the rest of this year and the next year. I plan to have PRs for my half marathons and marathon for 2019, though I will be one year older.

And the most important thing: if you need a rate quote or pre-approval letter, please email or call me, Eric Fang, your mortgage consultant. I will get you "the" good rate.