September 6th, 2013 9:47 AM by Eric Fang
With the 30 yr fixed interest rate higher around 4.5% level, the refinance business isalmost gone, and the mainly business is purchasenow.
But it presents a lots of opportunities to enjoythe life, and I can make up the time when I focusedtoo much on the business.
I started watching US Open tennis, though I am not a big fan. And I tried to learn spoken english for one hour a day, and I write notes like a student.I don't know how useful it is for the learning,but I think it will eventually build up.
Made a great progress on last weekend's 10k race.So I will be more confident with future half marathon running and marathon training.
One borrower started refinance with two brokers at thesame time(with the same rate), and he chose the one withmore rebates(allowed with impound account). Just learnta word "moocher", but seems like it is not the rightword for him. One of the brokers will waste the time.Anyway, the borrower seems like "smarter", but it is not the right way to do the buisness.