Mortgage Blog

With the 30 yr fixed interest rate higher
around 4.5% level, the refinance business is
almost gone, and the mainly business is purchase
now.

But it presents a lots of opportunities to enjoy
the life, and I can make up the time when I focused
too much on the business.

I started watching US Open tennis, though I am
not a big fan. And I tried to learn spoken english
for one hour a day, and I write notes like a student.
I don't know how useful it is for the learning,
but I think it will eventually build up.

Made a great progress on last weekend's 10k race.
So I will be more confident with future half marathon
running and marathon training.

One borrower started refinance with two brokers at the
same time(with the same rate), and he chose the one with
more rebates(allowed with impound account). Just learnt
a word "moocher", but seems like it is not the right
word for him. One of the brokers will waste the time.
Anyway, the borrower seems like "smarter", but it
is not the right way to do the buisness.