Mortgage Blog

Let's start with the rate first. It went up a little
bit for the last a few days, then it stayed at this level
for sometime. But at least we know the trading range,
which is good if you want to refinance so we can tell
which rate is the good rate we can expect. And when the rate
was low, I even got a 30 yr fixed 4.25% for a rental cash-out refi.
This is indeed a very good rate.

Starting 4 weeks ago, I increased my weekly running
mileage to 50 miles. I know it is hard, and I felt tired as well.
But I think I can see the improvement for the speed and endurance.

In order to help my running, I tried to work with a personal trainer
for my upper body, to tune up the muscles and make the upper body strong. The first trainer can only work with me for 1 hour session, which is ok. But because of the 1 hour session, he forgot some of my schedules, and other times, it's hard for him to get me a schedule. So I told him I would with another trainer. And the 2nd trainer is different from 1st one. Instead of 1 hour session, she arranged 2 hour session for me. The good thing is that I can train twice a week, and easy to find schedules(because all people have the hour session). And she makes more money as well, since 30 min session is a little bit more expensive that 60 mins one.

Sometimes, I think about the two trainers. Why the first one not be flexible? I understand he wants to make more money for 60 min one, but he did not realize the schedule thing. And if someone reschedules, he will lose 60 min. And it is also better for me for 30 min session, since I just do the exercise with the trainer for 30 minutes, and I will do another 30 minutes by myself. So I save some money as well.

Hopefully both of them can get more business.