Q:After refinancing a number of times, I find paperworks (closing doc, deed, etc.) piling up in my closet. So I was wondering if I needed to keep those. Do I have to keep them?
A: It's better if you can keep the Note and the final HUD1.But if you don't keep, I will keep all the files for my clients. And the escrow company has a copy as wellfor most important documents.
Eric Fang Mortgage Blog
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