Mortgage Blog

We will see the stock market up and down, when
the money pulled out or invested in the
stock market or bonds.

At the current cretical level, I always got emails
about whether need to lock the rate.

Different people have different strategy. I would suggest
to lock the rate since it's near the history low level.
Though it will stay at this level for some time,
we will get it done so that we can focus on more
meanful life.

I was quite busy recently becuase the recent history low
rates. I was so happy last weekend when I visited one
friend. It's not about how many loans I am working on
now(I always have tons of loans), what makes real
happy is that he thinks I am losing some weight.

Back to the topic about the money flows. I like to
talk to my clients, and very interesting that a lot
of my clients have 3-5 rental properties(and one with more
tahn 10). And two of them told me that just sold bayarea
rentals and plamnned to purchase a few more in the
vicinity areas(within two hours' drive) since the
cash-flow is so good and those properties look
so cheap.

Even though people purchased the renatl in sacrento,
Stockton, Tracy, Brentwood,etc. It's the first time
I heard that they want to sell bayarea properties.
Is this another trend or sign? Not sure yet.
But we can feel Money flows to the good investments.