Mortgage Blog

This is what we expected. Will it go down? Yes. Just be patient and don't panic if you have "120 days" of waiting period. We will get your loan refinanced with low rates.

The current strategy is "lock at low and float at high". And I am floating now until later.

Some people sending me emails asking the possibility of 4% of 30 yr fixed high balance rate. So far this possibility is 0%. And the possibility will also be 0% in the next 2 months.