It is lower just a little bit, not new low lower. It is a good rate, but still not the best rate(for fixed rates). 7/1ARM rate is the best rate for the conforming loan. But 2.75% 7/1 ARM rate needs impound account. It is very good for conforming loans for the next 7 years.

I finished my long run training last weekend for 18 miles with average pace of 7:51. It is indeed a pretty good training. And I am ready for May 3rd Vancouver Marathon. My next longest run for the training will be only 12 miles. I feel much much better.

And also, I do not have any injuries during the training. And my weight is at the best level. I do not think I can BQ this time because of the hills, but I might be able to PR.

I registered Napa Marathon for the next March. So far, I have one marathon race for every 3 months.

JPM and WFC kicked off the earnings season today with JPM reports better than WFC. So analyst rated JPM as a buy. And I like the subject of the following article:

JPMorgan a Buy; Q1 Shines Like a Dimon.  And they used CEO's name as "Diamond"? Very interesting.