Welcome to the Googain, Inc rates page.
Complete an online application today!(CA)
The following are the rates as of 7:00AM PCT July 12, 2018. Rates are
subject to change without notice(The rates are for California only).
The following rates are for refinance only. Lender may cover all the following fees:
Lender Underwriting, Appraisal, Credit Report, Notary, Flood Cert, Recording,
subordination(for 2nd loan if applicable). We assumed 400k for conforming; 600k for
high balance loans; 800k for Jumbo. Credit over 740. LTV<=60%
Conforming(<=453,100) High Balance(>$453,100 & <=679,650)
30Yr. Fixed 4.375% APR 4.375% 30Yr. Fixed 4.625% APR 4.625%
15Yr. Fixed 3.875% APR 3.875% 15Yr. Fixed 4.125% APR 4.250%
7/1 ARM 4.125% APR 5.008% 7/1 ARM 4.125% APR 5.008%
5/1 ARM 4.000% APR 5.008% 5/1 ARM 4.000% APR 5.008%
Jumbo(>679,650)
30 Yr fixed 4.500% APR 4.500%
7/1 ARM 3.875% APR 5.008%
5/1 ARM 3.875% APR 5.008%
Purchase Jumbo(>679,650)
30 Yr fixed 4.375% APR 4.375%
7/1 ARM 3.875% APR 5.008%
5/1 ARM 3.750% APR 5.008%
The rates for the purchase will be case by case, depending on how the contract is
executed(i.e. who will pick up the fees, or buyer/seller splits)