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 Welcome to the Eric Fang's Website.

Complete an online application today!(CA)

Plan to accept loan applications for 15 yr fixed 2.75% for conforming; 2.875% for high balance. Both rates are APR with no closing costs.

I just posted on my mortgage blog, Why we do not see mortgage rates much lower when the bonds level at the record low level. Click the link here.

I will not post the interest rate on my website any more. But please email me efloans@gmail.com
or call me 650-483-9278 for your rate scenario. Or simply complete the info on the forms below.

I will post some loan scenarios and other thoughts about the financial markets on the Eric Mortgage Blog. I would recommend you to read it if you are interested.

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