The rate is almost at the history low(except ARM).I would recommend to lock, unless you already have very low rates. Will the rate go lower?Yes, it might be. But it will go higherif thereis QE3.
Since my loan volume is back to hisory high levelagain, so I will only pick up a few phone calls.Best way to contact with me is email.
For the rental rates, the rate posted on my websitecould be no points no fees if your loan amountis "right".
I can reply emails within 4 hours. Usually just a few minutes away.
Thanks. Have a good day.
Eric Fang Mortgage Blog
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