They told me that they will increase the interest rateby 0.125% starting Tuesday Jan 10th(I don't know why this lender likes 10th. They made all major changes starting10th).
So because of this change, I will temporary adjust the bottomof the interest rate to 3.625% for 30 yr fixed; 3.125% for 15yr fixed.
And you can get those rates now for some special cases(notall loans qualify).
Eric Fang Mortgage Blog
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