California Mortgage Expert – Eric Fang

May 2009

The rate is getting better

Posted by Eric Fang on May 29th, 2009 9:18 AM

It was a black Wednesday, is not it?

Posted by Eric Fang on May 28th, 2009 9:09 AM

Let's play some politics

Posted by Eric Fang on May 27th, 2009 9:52 AM

The rates stay at the same level.

Posted by Eric Fang on May 26th, 2009 9:36 AM

Points paid for the Rental Property are tax deductible as well.

Posted by Eric Fang on May 23rd, 2009 10:22 AM

Refinance with Loan To Value Ratio over 80%.

Posted by Eric Fang on May 23rd, 2009 8:16 AM

The Mortgage Rate was up May 21st & May 22nd

Posted by Eric Fang on May 22nd, 2009 10:09 AM

March 2012

HARP II Fannie Mae Updates(March 19th)

Posted by Eric Fang on March 19th, 2012 10:54 PM

HARP II Updates

Posted by Eric Fang on March 16th, 2012 12:02 PM

Interest Rates broke out the resistence level.

Posted by Eric Fang on March 14th, 2012 8:36 PM

Fredie Mac HARPII Updates & ARM Rates lower

Posted by Eric Fang on March 12th, 2012 9:56 AM

Wow. 20 Yr fixed Rate below 3.5% now

Posted by Eric Fang on March 9th, 2012 3:05 PM

Some interesting Guideline Changes from the lender

Posted by Eric Fang on March 8th, 2012 3:01 PM

15 Yr fixed Rate & 10 Yr fixed Rates still good.

Posted by Eric Fang on March 8th, 2012 9:51 AM

Stay Focused

Posted by Eric Fang on March 7th, 2012 7:16 PM

HARP Updates -- Unlimited LTV

Posted by Eric Fang on March 5th, 2012 12:51 PM

Dots got connected.

Posted by Eric Fang on March 4th, 2012 8:10 PM

Ebrace the changes, change for the better

Posted by Eric Fang on March 2nd, 2012 6:58 AM

February 2012

Farewell, Citimortgage(Citibank)

Posted by Eric Fang on February 26th, 2012 9:04 PM

Another HARP II Loan. You will be amazed by the rate

Posted by Eric Fang on February 24th, 2012 12:22 PM

My Recent Failed Loans

Posted by Eric Fang on February 23rd, 2012 4:47 PM

What a Day(of Closing)

Posted by Eric Fang on February 21st, 2012 3:06 PM

Is not it Good or Bad?

Posted by Eric Fang on February 18th, 2012 8:39 PM

Weekend Updates

Posted by Eric Fang on February 17th, 2012 2:23 PM

The interest rate went up.

Posted by Eric Fang on February 16th, 2012 9:49 AM

Smarter on Mortgages: B of A or Wells? --ZTed

Posted by Eric Fang on February 16th, 2012 9:40 AM

Dilemma as a Loan Agent

Posted by Eric Fang on February 15th, 2012 10:06 PM

Interesting for the rate trend

Posted by Eric Fang on February 15th, 2012 10:08 AM

Long Term Goal

Posted by Eric Fang on February 12th, 2012 10:53 AM

Different Clients for Different Agents

Posted by Eric Fang on February 10th, 2012 8:56 AM

10 Yr fixed 3% for loan amount 265k.

Posted by Eric Fang on February 6th, 2012 3:52 PM

A Good Start. Just Keep Doing It.

Posted by Eric Fang on February 5th, 2012 5:55 PM

The end of ARM Era

Posted by Eric Fang on February 3rd, 2012 7:55 AM

CITI Exit the wholesale market

Posted by Eric Fang on February 2nd, 2012 1:20 PM

HARP II Loans are closing

Posted by Eric Fang on February 1st, 2012 6:37 PM

January 2012

Lower 15 yr fixed rate possible.

Posted by Eric Fang on January 31st, 2012 10:46 AM

Disppointed stock market changes the loan needs

Posted by Eric Fang on January 30th, 2012 11:12 AM

Why ARM trend is differnt from Fixed Rates?

Posted by Eric Fang on January 27th, 2012 9:44 AM

Special promotion: 15 Yr fixed rate 3.0% with no closing cost

Posted by Eric Fang on January 25th, 2012 11:34 AM

In the name of the clients

Posted by Eric Fang on January 25th, 2012 9:41 AM

Learn from the expert

Posted by Eric Fang on January 24th, 2012 10:39 AM

Q &A about G-fees and How this affect your interest rates.

Posted by Eric Fang on January 20th, 2012 1:43 PM

More News for the Industry

Posted by Eric Fang on January 20th, 2012 12:43 PM

WFC or BAC

Posted by Eric Fang on January 14th, 2012 10:33 PM

Help those really needed

Posted by Eric Fang on January 12th, 2012 10:31 AM

10/1 ARM 3.375% & HARP II updates

Posted by Eric Fang on January 10th, 2012 10:56 AM

Got a call from the lender Friday

Posted by Eric Fang on January 7th, 2012 10:19 AM

some lenders will start increase the interest rate by 0.125%

Posted by Eric Fang on January 6th, 2012 3:59 PM

Interest Rate after the New Year

Posted by Eric Fang on January 4th, 2012 11:31 AM

Some thoughts about the rates for the new year

Posted by Eric Fang on January 2nd, 2012 11:34 AM

Happy New Year and My New Year Resolution

Posted by Eric Fang on January 1st, 2012 9:29 PM

December 2011

Rumors with the higher interests rates in 2012

Posted by Eric Fang on December 27th, 2011 11:17 AM

Loans expected delayed

Posted by Eric Fang on December 21st, 2011 11:51 AM

3.625% for 30 yr fixed is officially here

Posted by Eric Fang on December 19th, 2011 12:25 PM

Mr. Bernanke Refinanced twice recently -- ZTed

Posted by Eric Fang on December 16th, 2011 1:28 PM

No significant changes for the rates

Posted by Eric Fang on December 16th, 2011 9:56 AM

Nothing new for the rates

Posted by Eric Fang on December 15th, 2011 11:12 AM

1st lender reported 3.625% rate.

Posted by Eric Fang on December 14th, 2011 1:15 PM

We need make the right decision.

Posted by Eric Fang on December 10th, 2011 10:30 PM

3.0% target reached today(10 Yr fixed)

Posted by Eric Fang on December 9th, 2011 7:42 AM

I have very good rental 5/1ARM loan

Posted by Eric Fang on December 8th, 2011 10:17 AM

Some other kinds of RE investors

Posted by Eric Fang on December 7th, 2011 9:54 AM

A Different Kind of Business Model

Posted by Eric Fang on December 6th, 2011 8:23 PM

It's Official. One milestone Reached.

Posted by Eric Fang on December 2nd, 2011 12:38 PM

First HELOC loan after 4 Years

Posted by Eric Fang on December 1st, 2011 5:36 PM

New Opinion about the interest Rates

Posted by Eric Fang on December 1st, 2011 12:43 PM

November 2011

The fixed interest rate back to the best levels

Posted by Eric Fang on November 29th, 2011 10:41 AM

Happy Black Friday

Posted by Eric Fang on November 25th, 2011 9:37 AM

One shoe is dropping

Posted by Eric Fang on November 21st, 2011 6:26 AM

Explanation of the loan limit

Posted by Eric Fang on November 20th, 2011 10:40 PM

Think as the Professionals Do

Posted by Eric Fang on November 19th, 2011 11:14 PM

Why do we have so many problems in the industry?

Posted by Eric Fang on November 18th, 2011 3:35 PM

Detail of HARP 2.0

Posted by Eric Fang on November 16th, 2011 9:58 AM

High Balance Loan Limit Unchanged. $625,500 for Bayarea

Posted by Eric Fang on November 15th, 2011 11:41 AM

I don't have crystal balls

Posted by Eric Fang on November 15th, 2011 9:46 AM

What other borrowers do for the refinance?

Posted by Eric Fang on November 14th, 2011 9:17 AM

Other Industries needs agents too.

Posted by Eric Fang on November 13th, 2011 10:19 PM

Strategy Changes

Posted by Eric Fang on November 11th, 2011 8:49 AM

MBS Underperforming Treasuries This AM

Posted by Eric Fang on November 9th, 2011 9:10 AM

A bill is moving through Congress to restore the GSE loan limit to $729,750

Posted by Eric Fang on November 4th, 2011 8:02 AM

Some lenders have higher rate after high volume locks

Posted by Eric Fang on November 1st, 2011 12:51 PM

October 2011

It's a traders' market

Posted by Eric Fang on October 31st, 2011 4:31 PM

RE Investment Strategy

Posted by Eric Fang on October 28th, 2011 11:38 AM

Summary of HARP 2.0

Posted by Eric Fang on October 26th, 2011 9:11 AM

Netflix's lesson

Posted by Eric Fang on October 25th, 2011 3:33 PM

Refinance America--Yeah

Posted by Eric Fang on October 24th, 2011 7:20 AM

Senate Passes Measure to Restore Higher GSE Loan Limits

Posted by Eric Fang on October 21st, 2011 1:36 PM

Higher perspective

Posted by Eric Fang on October 21st, 2011 9:21 AM

Fed's policy about the rates

Posted by Eric Fang on October 19th, 2011 10:06 PM

What is the best rate?

Posted by Eric Fang on October 19th, 2011 2:48 PM

The rate is "better"

Posted by Eric Fang on October 18th, 2011 8:42 AM

the Mortgage Bankers Association (MBA) released its outlook for the housing and mortgage markets in 2012

Posted by Eric Fang on October 15th, 2011 9:57 PM

Interest Rate is on the down trend again

Posted by Eric Fang on October 13th, 2011 8:24 AM

why the interest rate goes up?

Posted by Eric Fang on October 12th, 2011 9:14 AM

How to manage the rentals?

Posted by Eric Fang on October 11th, 2011 10:01 AM

What will we do if we had "minor inflation"?

Posted by Eric Fang on October 10th, 2011 10:50 PM

Service Prevails

Posted by Eric Fang on October 8th, 2011 11:06 PM

How Steve Jobs Influcenced Mortgage Technology

Posted by Eric Fang on October 6th, 2011 10:25 PM

It is ok to wait the rate. But.

Posted by Eric Fang on October 3rd, 2011 11:16 AM

September 2011

Loan program Rotation

Posted by Eric Fang on September 30th, 2011 9:12 AM

What's the difference between 4506 and 4506t form -- Knowledge Base.

Posted by Eric Fang on September 29th, 2011 2:48 PM

That's the trading Market

Posted by Eric Fang on September 28th, 2011 2:48 PM

The rate goes higher

Posted by Eric Fang on September 26th, 2011 11:44 AM

Not Just a Rate

Posted by Eric Fang on September 24th, 2011 11:59 AM

My September newsletter is available.

Posted by Eric Fang on September 23rd, 2011 9:45 PM

15 Yr fixed have lower Trading Coupons

Posted by Eric Fang on September 23rd, 2011 10:01 AM

Some basic strategy for the refinance

Posted by Eric Fang on September 22nd, 2011 1:03 PM

Yes. We made it.

Posted by Eric Fang on September 20th, 2011 9:24 AM

You got questions, I have Answers(09/19/2011)

Posted by Eric Fang on September 19th, 2011 11:21 AM

Don't know that we did not know

Posted by Eric Fang on September 18th, 2011 10:22 PM

The "Notable" lender for Q2 of 2011

Posted by Eric Fang on September 16th, 2011 10:47 PM

Loan Limits change after Oct 1st

Posted by Eric Fang on September 16th, 2011 10:38 PM

A New Trend

Posted by Eric Fang on September 14th, 2011 8:38 AM

Wait or Refi now

Posted by Eric Fang on September 13th, 2011 1:28 PM

Loan Transactions for My clients.

Posted by Eric Fang on September 10th, 2011 2:42 PM

History low rates?

Posted by Eric Fang on September 8th, 2011 9:34 AM

Why we can not do some loans?

Posted by Eric Fang on September 6th, 2011 10:15 PM

Why Not Lower Interest Rates Yet. -- Repost

Posted by Eric Fang on September 6th, 2011 10:05 PM

ARM Lender

Posted by Eric Fang on September 2nd, 2011 8:41 AM

It's a busy week. And Happy Labor Day.

Posted by Eric Fang on September 1st, 2011 10:22 PM

Rates a little bit higher. Ony 15 yr fixed worth Refi

Posted by Eric Fang on September 1st, 2011 8:48 AM

August 2011

Different opinions about the rates

Posted by Eric Fang on August 30th, 2011 9:53 AM

Weekend Review(August 27,2011)

Posted by Eric Fang on August 27th, 2011 11:13 PM

Higher Rate did not tell the truth

Posted by Eric Fang on August 26th, 2011 1:58 PM

Very Interesting

Posted by Eric Fang on August 26th, 2011 8:32 AM

Another Refinance Stimulus?

Posted by Eric Fang on August 25th, 2011 6:30 PM

The Rate heading higher

Posted by Eric Fang on August 24th, 2011 9:42 AM

The rate went up a little bit today Monday August 22nd

Posted by Eric Fang on August 22nd, 2011 3:03 PM

If History Repeats Itself

Posted by Eric Fang on August 21st, 2011 12:29 AM

Me 2 Strategy

Posted by Eric Fang on August 19th, 2011 11:57 PM

Remind: Higher Balance Loan needs to be registered next week

Posted by Eric Fang on August 19th, 2011 10:32 AM

Why some rates are not lower?

Posted by Eric Fang on August 18th, 2011 7:37 AM

The History low rates

Posted by Eric Fang on August 18th, 2011 7:32 AM

I did not blog that much recently

Posted by Eric Fang on August 17th, 2011 6:32 PM

Digital signature for purchase contract

Posted by Eric Fang on August 15th, 2011 2:16 PM

15 Yr fixed will hit the bottom soon?

Posted by Eric Fang on August 15th, 2011 12:31 AM

Now or the future

Posted by Eric Fang on August 13th, 2011 12:06 AM

Mortgage Rates -- Letter to My Clients

Posted by Eric Fang on August 12th, 2011 9:54 AM

Two Reasons for the rate going up

Posted by Eric Fang on August 11th, 2011 8:34 AM

20 Yr fixed best rates 3.75%.

Posted by Eric Fang on August 9th, 2011 2:16 PM

Market is volatile

Posted by Eric Fang on August 9th, 2011 9:50 AM

Rate today

Posted by Eric Fang on August 8th, 2011 8:11 AM

Interest Rate trend

Posted by Eric Fang on August 7th, 2011 8:03 PM

Rates & Rates

Posted by Eric Fang on August 5th, 2011 10:17 AM

It's bloody on the Wallstreet

Posted by Eric Fang on August 4th, 2011 8:57 PM

Be careful with the rate locks

Posted by Eric Fang on August 4th, 2011 9:43 AM

Rate trend and loan application practice

Posted by Eric Fang on August 3rd, 2011 10:09 AM

Money Flows

Posted by Eric Fang on August 3rd, 2011 12:29 AM

The rate was lower as expected

Posted by Eric Fang on August 1st, 2011 9:02 AM

July 2011

It's none Debt Ceiling's Business

Posted by Eric Fang on July 30th, 2011 10:52 PM

The stock market is down

Posted by Eric Fang on July 27th, 2011 1:21 PM

Two Asset Accounts may be the right way

Posted by Eric Fang on July 26th, 2011 8:52 AM

Which one is better, cash-offer or with loans

Posted by Eric Fang on July 24th, 2011 9:35 AM

Borders Closing

Posted by Eric Fang on July 22nd, 2011 8:53 AM

Value Problems and the Rates

Posted by Eric Fang on July 21st, 2011 10:12 AM

Market Today.

Posted by Eric Fang on July 20th, 2011 8:52 AM

Tuesday with Morrie

Posted by Eric Fang on July 19th, 2011 3:29 PM

The rate is very volatile today

Posted by Eric Fang on July 18th, 2011 11:21 AM

How I picked my Tenants

Posted by Eric Fang on July 18th, 2011 8:05 AM

When do we referral?

Posted by Eric Fang on July 16th, 2011 11:00 PM

Any Hope for Extending the GSE Loan Limits?

Posted by Eric Fang on July 15th, 2011 3:10 PM

Introducing 10/1 ARM Conforming

Posted by Eric Fang on July 15th, 2011 8:13 AM

Be Different In the Market

Posted by Eric Fang on July 14th, 2011 10:00 PM

Time for Silver?

Posted by Eric Fang on July 13th, 2011 6:54 PM

July 13th Rate

Posted by Eric Fang on July 13th, 2011 9:13 AM

No Waiting Periods for cash-out loans now

Posted by Eric Fang on July 12th, 2011 10:09 AM

Strong Resistance at current level.

Posted by Eric Fang on July 12th, 2011 9:36 AM

Fixed Rate better. No PMI with LTV over 80%.

Posted by Eric Fang on July 11th, 2011 9:09 AM

What do we learn from Ric Delman?

Posted by Eric Fang on July 10th, 2011 7:37 PM

Why the rate is not getting better today?

Posted by Eric Fang on July 8th, 2011 11:14 PM

Follow the market trend

Posted by Eric Fang on July 5th, 2011 10:40 PM

June 2011

What should we do when the rate is up

Posted by Eric Fang on June 30th, 2011 10:36 AM

Why Loans Failed Sometimes

Posted by Eric Fang on June 29th, 2011 11:16 PM

Low Appraisal value, good or bad?

Posted by Eric Fang on June 28th, 2011 6:40 PM

I would recommend to lock the rate at the current level

Posted by Eric Fang on June 28th, 2011 8:59 AM

Why ARM rates not going lower?

Posted by Eric Fang on June 24th, 2011 3:52 PM

One small victory for the complaints against the appraiser

Posted by Eric Fang on June 23rd, 2011 11:10 PM

Rate not down as expected

Posted by Eric Fang on June 23rd, 2011 9:24 AM

Rate is still range trading

Posted by Eric Fang on June 22nd, 2011 10:17 AM

Purchase Loans

Posted by Eric Fang on June 20th, 2011 10:17 AM

Rental Rates will be available starting Monday

Posted by Eric Fang on June 17th, 2011 12:14 PM

The Rate, and boring Rate

Posted by Eric Fang on June 17th, 2011 11:48 AM

Good sign for the rates today

Posted by Eric Fang on June 15th, 2011 9:34 AM

You Got Questions, I have Answers(June 14th)

Posted by Eric Fang on June 14th, 2011 10:35 PM

The rate went up today on the retail news

Posted by Eric Fang on June 14th, 2011 9:08 AM

Changes, Not just the Mortgage Industry

Posted by Eric Fang on June 11th, 2011 11:00 PM

Life is a seesaw, balance it.

Posted by Eric Fang on June 9th, 2011 10:59 PM

ARM higher, Fixed lower

Posted by Eric Fang on June 7th, 2011 2:50 PM

What do we learn from Kun-Fu Panda?

Posted by Eric Fang on June 4th, 2011 11:18 AM

ARM Rate is up

Posted by Eric Fang on June 3rd, 2011 10:03 AM

May 2011

Good Agents are always needed -- Realtor

Posted by Eric Fang on May 29th, 2011 6:32 AM

Lender is busy too

Posted by Eric Fang on May 26th, 2011 9:59 AM

Jumbo Rate Updates(Loan up to 2 million)

Posted by Eric Fang on May 25th, 2011 9:24 AM

My Jumbo Rate Explanation

Posted by Eric Fang on May 22nd, 2011 7:43 AM

The power of small

Posted by Eric Fang on May 19th, 2011 10:09 PM

You Got Questions, I have answers(May 18,2011)

Posted by Eric Fang on May 19th, 2011 3:23 PM

Stock will go lower.

Posted by Eric Fang on May 16th, 2011 9:51 PM

Weekend Review(May 15, 2011)

Posted by Eric Fang on May 15th, 2011 8:16 AM

Rate Trend

Posted by Eric Fang on May 13th, 2011 11:49 AM

What do we learn from Cisco News?

Posted by Eric Fang on May 13th, 2011 8:15 AM

Impounds with Provident Funding

Posted by Eric Fang on May 12th, 2011 10:20 AM

Investors will be more interested in Fixed Rate Programs

Posted by Eric Fang on May 11th, 2011 12:48 PM

Thanks for the referals

Posted by Eric Fang on May 8th, 2011 10:06 PM

The rate might go down too much for the next a few ...

Posted by Eric Fang on May 5th, 2011 11:06 PM

A little bit clarification about the rate

Posted by Eric Fang on May 5th, 2011 1:08 PM

ARM will hit bottom. Fixed lower

Posted by Eric Fang on May 4th, 2011 8:07 AM

Glad to see the rates stable. ARM lower

Posted by Eric Fang on May 3rd, 2011 9:49 AM

April 2011

Can I have better rate? -- Email from a Prospect

Posted by Eric Fang on April 30th, 2011 11:17 PM

What the Dog Saw

Posted by Eric Fang on April 29th, 2011 9:20 AM

30 Yr fixed may go as lower as 4.375%

Posted by Eric Fang on April 28th, 2011 9:43 AM

Impound account

Posted by Eric Fang on April 27th, 2011 9:52 AM

Where will ARM rates go?

Posted by Eric Fang on April 27th, 2011 9:13 AM

cash-out loan refi

Posted by Eric Fang on April 26th, 2011 9:32 AM

Mortgage Weekend Reviews(April 24,2011)

Posted by Eric Fang on April 24th, 2011 4:34 PM

Assets Statement to the Lender.

Posted by Eric Fang on April 24th, 2011 7:49 AM

Lower ARM rates or lower fixed rates?

Posted by Eric Fang on April 20th, 2011 8:40 PM

The rate drop may puase a little bit

Posted by Eric Fang on April 18th, 2011 2:11 PM

ARM Rate lower. 2.625% for Impound or LTV <=60%

Posted by Eric Fang on April 18th, 2011 8:18 AM

Weekend Review(April 17th, 2011).

Posted by Eric Fang on April 17th, 2011 2:27 PM

Never Eat Alone

Posted by Eric Fang on April 16th, 2011 10:58 PM

Stop Loss in Invsetment

Posted by Eric Fang on April 12th, 2011 11:38 PM

Mortgage Rate a little bit following stock sell-off

Posted by Eric Fang on April 12th, 2011 11:12 AM

Weekly Mortgage Summary

Posted by Eric Fang on April 10th, 2011 9:58 PM

How do we check the rate(roughly) from yahoo?

Posted by Eric Fang on April 8th, 2011 9:23 AM

Government Shutdown Could Lead to Lower Mortgage Rates -- ZT

Posted by Eric Fang on April 7th, 2011 7:13 PM

The Rate Prediction for the past 3 months and future rates

Posted by Eric Fang on April 5th, 2011 9:09 AM

Refi or Not Refi, that's a question.

Posted by Eric Fang on April 4th, 2011 11:31 AM

March 2011

Assets Issue

Posted by Eric Fang on March 31st, 2011 1:59 PM

Upcoming Changes

Posted by Eric Fang on March 30th, 2011 11:18 AM

Weekend Summary

Posted by Eric Fang on March 26th, 2011 5:55 PM

The mortgage rate & house price

Posted by Eric Fang on March 24th, 2011 7:16 PM

Interest Floating Down Ploicy -- Explanation again

Posted by Eric Fang on March 24th, 2011 3:37 AM

Which Investment is more Important

Posted by Eric Fang on March 24th, 2011 12:55 AM

The mortgage rate is waiting for direction

Posted by Eric Fang on March 23rd, 2011 8:38 PM

The rate trend(week of March 20th)

Posted by Eric Fang on March 20th, 2011 7:40 PM

The most akward thing for a loan Originator

Posted by Eric Fang on March 17th, 2011 10:50 AM

The rate may rebound a little bit

Posted by Eric Fang on March 17th, 2011 10:20 AM

Not that hurry for a refi

Posted by Eric Fang on March 16th, 2011 7:46 AM

The rate may hit the resistence level

Posted by Eric Fang on March 11th, 2011 7:34 AM

Bill Gross's position on long term Treasury Bonds

Posted by Eric Fang on March 10th, 2011 6:38 AM

How the other Investors Do?

Posted by Eric Fang on March 8th, 2011 8:57 AM

Investment is Simple

Posted by Eric Fang on March 7th, 2011 7:13 AM

Provident Funding(Lender) changes for better.

Posted by Eric Fang on March 6th, 2011 9:44 PM

Weekend Mortgage Report

Posted by Eric Fang on March 6th, 2011 9:31 PM

How much rate lower can 1 points buyer?-- Knowledge Base

Posted by Eric Fang on March 3rd, 2011 9:20 AM

Your Got Questions. I have Answers. -- 5/1ARM

Posted by Eric Fang on March 2nd, 2011 11:46 AM

You Got Questions, I have Answers -- 4506t, Tax Returns & K1 Schedule

Posted by Eric Fang on March 2nd, 2011 7:15 AM

February 2011

The rate stuck in the lower range

Posted by Eric Fang on February 28th, 2011 8:48 AM

Teamwork(Assembley line) or not?

Posted by Eric Fang on February 25th, 2011 10:05 AM

An Email from Prospects -- Rate difference for condo

Posted by Eric Fang on February 24th, 2011 11:44 AM

The rate is going short term lowest

Posted by Eric Fang on February 24th, 2011 7:21 AM

Happy Presidents Day!!

Posted by Eric Fang on February 21st, 2011 10:13 AM

Mortgage Activity for the past Week

Posted by Eric Fang on February 20th, 2011 9:50 AM

Too Big To Fail?

Posted by Eric Fang on February 18th, 2011 10:50 PM

The rate back up again

Posted by Eric Fang on February 18th, 2011 7:41 AM

The rate overall better while the stock market is up

Posted by Eric Fang on February 17th, 2011 11:05 AM

Once a cash-out, always a cash-out?

Posted by Eric Fang on February 16th, 2011 10:55 AM

Why I don't sell houses. -- Will be completed later today

Posted by Eric Fang on February 14th, 2011 11:06 AM

Purchase Loan closed this week

Posted by Eric Fang on February 11th, 2011 2:48 PM

Expert's Opinion about the rates

Posted by Eric Fang on February 10th, 2011 10:25 PM

You got questions, I have answers -- 30 yr fixed switch to 15 yr fixed

Posted by Eric Fang on February 10th, 2011 10:17 AM

Why I don't worry about too much about the rates

Posted by Eric Fang on February 9th, 2011 12:32 PM

Business Courtesy

Posted by Eric Fang on February 8th, 2011 3:25 PM

Tax Return, More Than 5 properties, & The rates

Posted by Eric Fang on February 8th, 2011 1:56 PM

Why we should work with experts

Posted by Eric Fang on February 8th, 2011 12:11 AM

Are professionals supposed to be smarter?

Posted by Eric Fang on February 4th, 2011 5:56 PM

The Rate is going up today

Posted by Eric Fang on February 4th, 2011 9:10 AM

You got your questions, I have Answers -- How soon can I get a loan after foreclosure

Posted by Eric Fang on February 3rd, 2011 8:05 PM

Good Time to Purchase?

Posted by Eric Fang on February 2nd, 2011 9:05 AM

Hard got paidoff

Posted by Eric Fang on February 1st, 2011 4:25 PM

January 2011

Price it Right

Posted by Eric Fang on January 31st, 2011 12:02 AM

Meatball Sundae

Posted by Eric Fang on January 30th, 2011 12:04 AM

mortgage industry welcome the corrections like today

Posted by Eric Fang on January 28th, 2011 11:40 AM

One person's loss, another's gain

Posted by Eric Fang on January 27th, 2011 7:20 AM

Let's hope for Feburary

Posted by Eric Fang on January 26th, 2011 11:44 PM

15 Yr fixed is the "enemy" of your RE Investment Goal

Posted by Eric Fang on January 26th, 2011 3:05 PM

You got questions, I have Answers -- 5 to 10 Financed Properties

Posted by Eric Fang on January 26th, 2011 8:58 AM

More Industry Changes Starting This Week

Posted by Eric Fang on January 24th, 2011 10:30 PM

HOA with (minor) litigation is OK now

Posted by Eric Fang on January 21st, 2011 11:07 AM

I just published the Jan Newsletter

Posted by Eric Fang on January 20th, 2011 11:14 PM

A day I can not forget -- Anniversary as a fulltime mortgage broker

Posted by Eric Fang on January 18th, 2011 7:49 AM

We will work as a team.

Posted by Eric Fang on January 17th, 2011 12:39 PM

The rate went up later today

Posted by Eric Fang on January 14th, 2011 1:48 PM

What's F.O.R.E?

Posted by Eric Fang on January 14th, 2011 7:18 AM

The rate is getting a little bit better

Posted by Eric Fang on January 14th, 2011 7:11 AM

Letter to One Client -- Cash-out on Rentals

Posted by Eric Fang on January 13th, 2011 10:45 PM

Sharpen The Saw

Posted by Eric Fang on January 13th, 2011 2:05 PM

Focus on the big picture

Posted by Eric Fang on January 12th, 2011 9:29 AM

The Rate is at the "comfortable" zone.

Posted by Eric Fang on January 10th, 2011 7:16 AM

ARM Calculation Expalanation.

Posted by Eric Fang on January 7th, 2011 3:50 PM

The retail number & The Job Report

Posted by Eric Fang on January 6th, 2011 7:50 AM

How much Insurance Do you Need?

Posted by Eric Fang on January 5th, 2011 11:19 PM

Thank you guys for all the trust

Posted by Eric Fang on January 4th, 2011 11:32 PM

I have very good 10/1ARM

Posted by Eric Fang on January 4th, 2011 7:22 AM

Observation after the New Year

Posted by Eric Fang on January 4th, 2011 7:12 AM

December 2010

Message to Home Buyers

Posted by Eric Fang on December 30th, 2010 10:15 AM

The Mortgage Rate Updates

Posted by Eric Fang on December 29th, 2010 2:04 PM

Why Rates are Different for REOs

Posted by Eric Fang on December 28th, 2010 7:26 AM

You Got Questions, I have Answers -- Loan Docs To Keep

Posted by Eric Fang on December 27th, 2010 10:54 PM

The rate Trend for the coming year

Posted by Eric Fang on December 22nd, 2010 12:19 AM

The rate is getting better today

Posted by Eric Fang on December 20th, 2010 7:22 AM

Recent reports on T-Bonds

Posted by Eric Fang on December 18th, 2010 7:31 AM

Some encouraging sign of the bond market

Posted by Eric Fang on December 17th, 2010 11:57 AM

The professionals can make it Difference.

Posted by Eric Fang on December 17th, 2010 11:40 AM

Revews My Posts after Black Wednesday of 2009

Posted by Eric Fang on December 16th, 2010 3:13 PM

Your Got Questions, I have answers -- Rate Trend

Posted by Eric Fang on December 16th, 2010 2:52 PM

Stratigies when the rate is higher -- Answers to the blog comments

Posted by Eric Fang on December 15th, 2010 11:51 PM

Be the Expert in the industry.

Posted by Eric Fang on December 15th, 2010 10:00 AM

Fed QEII efforts. Does it work?

Posted by Eric Fang on December 14th, 2010 4:27 PM

Fed Started the QEII purchasing

Posted by Eric Fang on December 13th, 2010 9:16 AM

The higher the rates, the bigger the rate drops(in the future)

Posted by Eric Fang on December 10th, 2010 10:54 PM

Changing jobs or Travel while refinancing

Posted by Eric Fang on December 9th, 2010 4:55 PM

What the current market tells us

Posted by Eric Fang on December 8th, 2010 11:06 AM

The rate is at the short term top now.

Posted by Eric Fang on December 7th, 2010 10:28 PM

The rate broke the support level

Posted by Eric Fang on December 7th, 2010 10:03 AM

The begnning of a trend of lower rates

Posted by Eric Fang on December 6th, 2010 1:54 PM

Mr Ben on CBS 60 minutes

Posted by Eric Fang on December 5th, 2010 7:50 PM

How to work with me for the loans

Posted by Eric Fang on December 3rd, 2010 8:20 AM

A little bit thoughts about the market

Posted by Eric Fang on December 3rd, 2010 7:26 AM

Don't panic. Be patient.

Posted by Eric Fang on December 2nd, 2010 10:56 AM

Right Products for Right Persons

Posted by Eric Fang on December 1st, 2010 11:05 AM

November 2010

Rental Agreement

Posted by Eric Fang on November 29th, 2010 9:43 AM

The rate is moving to the writing direction

Posted by Eric Fang on November 23rd, 2010 10:08 AM

The trend is our friend

Posted by Eric Fang on November 22nd, 2010 8:36 AM

Some Strategies for Purchase & Purchase Loans

Posted by Eric Fang on November 20th, 2010 2:59 PM

You got questions, I have answers(Nov 19th) -- Credit Scores

Posted by Eric Fang on November 19th, 2010 11:23 AM

Refinance of small loans

Posted by Eric Fang on November 17th, 2010 11:47 AM

You can make the difference

Posted by Eric Fang on November 16th, 2010 2:24 PM

The interest rate is at short term peak now.

Posted by Eric Fang on November 15th, 2010 10:22 PM

The damange of today's bond selloff

Posted by Eric Fang on November 15th, 2010 9:00 AM

It's crazy. Is not it?The rate is up again

Posted by Eric Fang on November 12th, 2010 1:09 PM

My Loan Origination Style

Posted by Eric Fang on November 11th, 2010 8:01 PM

The rate inched higher again. Will go lower next week.

Posted by Eric Fang on November 10th, 2010 9:27 AM

The rate inched up a little bit after QEII

Posted by Eric Fang on November 9th, 2010 8:28 AM

Loans for More Than 4 financed properties

Posted by Eric Fang on November 6th, 2010 6:52 AM

Amtrust Loan Issues

Posted by Eric Fang on November 5th, 2010 11:39 AM

rate a little bit higher today

Posted by Eric Fang on November 5th, 2010 8:40 AM

You got questions, I have answers(Nov 4th) -- rate trend

Posted by Eric Fang on November 4th, 2010 3:20 PM

You got questions, I have answers(Nov 4th) -- cash-out loan problem

Posted by Eric Fang on November 4th, 2010 3:15 PM

It's the same story again.

Posted by Eric Fang on November 4th, 2010 8:41 AM

Explanation of Fed 600B QEII

Posted by Eric Fang on November 3rd, 2010 11:03 PM

Another example of selling on news

Posted by Eric Fang on November 3rd, 2010 1:01 PM

Market is awaiting Fed QEII. 30 Yr high-balance with better rates

Posted by Eric Fang on November 3rd, 2010 9:08 AM

You Got Questions, I Have Answers(Nov 2, 2010)

Posted by Eric Fang on November 2nd, 2010 10:16 AM

Trick or Treat

Posted by Eric Fang on November 1st, 2010 10:39 AM

October 2010

Right Strategy is more important

Posted by Eric Fang on October 30th, 2010 9:09 AM

A smart way of doing business.

Posted by Eric Fang on October 29th, 2010 9:05 AM

Bills Gross talks, the Market listens -- Why the rate goes up today?

Posted by Eric Fang on October 27th, 2010 6:23 PM

Bills Gross talks, the Market listens

Posted by Eric Fang on October 27th, 2010 6:23 PM

You should be happy when you did not get the lowest rate

Posted by Eric Fang on October 27th, 2010 8:44 AM

Similar trend recently

Posted by Eric Fang on October 26th, 2010 11:33 AM

Be Carefule with the Appraisal Values

Posted by Eric Fang on October 25th, 2010 3:16 PM

I updated my rate trend analysis & Oct Newsletter

Posted by Eric Fang on October 24th, 2010 4:22 PM

Survey -- For those who has 30 yr fixed loan

Posted by Eric Fang on October 22nd, 2010 2:24 PM

My rate Explanation

Posted by Eric Fang on October 21st, 2010 12:13 PM

Think beyond the current market

Posted by Eric Fang on October 20th, 2010 9:56 AM

You requested, We listened.

Posted by Eric Fang on October 18th, 2010 2:41 PM

More about QE2

Posted by Eric Fang on October 17th, 2010 10:47 PM

An easy way to check whether the rate is up or down

Posted by Eric Fang on October 15th, 2010 12:09 PM

Don't fight with the Fed

Posted by Eric Fang on October 15th, 2010 7:17 AM

Shoud we change service provider or not?

Posted by Eric Fang on October 14th, 2010 10:47 AM

Rate still test the trade range. Normal bounce after hits low last week

Posted by Eric Fang on October 13th, 2010 8:52 AM

The bond market closed today. So there is no rate sheet today.

Posted by Eric Fang on October 11th, 2010 9:49 AM

Lender Turn Around times

Posted by Eric Fang on October 8th, 2010 6:49 AM

Rate Rotation, Rate Correction & Rate Prediction

Posted by Eric Fang on October 7th, 2010 8:57 PM

Sometimes ARM is better for Rentals

Posted by Eric Fang on October 6th, 2010 3:47 PM

Market is betting on QE2

Posted by Eric Fang on October 6th, 2010 10:32 AM

What's QE2? How does it affect Mortgage Rates

Posted by Eric Fang on October 3rd, 2010 10:34 PM

The mortgage rate expectation.

Posted by Eric Fang on October 2nd, 2010 9:12 PM

New Appraisal Issues

Posted by Eric Fang on October 1st, 2010 8:29 AM

September 2010

Loan Limits of 729k extended for one more year

Posted by Eric Fang on September 30th, 2010 7:48 PM

Sometimes we need courage to predict the rates

Posted by Eric Fang on September 28th, 2010 5:18 PM

Have some special promotion for loans<=417k.

Posted by Eric Fang on September 28th, 2010 9:18 AM

A Letter from UK -- How foreigned income will be used for loan qualification

Posted by Eric Fang on September 25th, 2010 8:32 AM

729,750 Limit expected to extend for one more year.

Posted by Eric Fang on September 24th, 2010 10:42 PM

Some Explanation about My Rates

Posted by Eric Fang on September 24th, 2010 10:11 AM

Typical day for the rates at top/bottom pattern.

Posted by Eric Fang on September 24th, 2010 9:55 AM

Refinance with the property in Trust

Posted by Eric Fang on September 23rd, 2010 9:14 PM

Your Got Questions, I have answes(Sep 20, 2010)--Rate Re-lock

Posted by Eric Fang on September 20th, 2010 11:29 PM

My September newsletter was just published

Posted by Eric Fang on September 18th, 2010 8:15 AM

How reported rental income affects the loan qualification?

Posted by Eric Fang on September 17th, 2010 10:58 PM

DTI increased to 50% for most loans

Posted by Eric Fang on September 17th, 2010 12:02 PM

Rate inched a little bit higher Wednesday and Today

Posted by Eric Fang on September 16th, 2010 8:19 AM

I am on the floating boat now

Posted by Eric Fang on September 10th, 2010 11:29 AM

The future Blog Articles

Posted by Eric Fang on September 10th, 2010 9:09 AM

The Rate Trend

Posted by Eric Fang on September 10th, 2010 6:14 AM

Two opinions about the mortgage rates

Posted by Eric Fang on September 9th, 2010 8:47 AM

Remodelling House Refi is ok

Posted by Eric Fang on September 8th, 2010 3:09 PM

You got questions, I have answers(Sep 7, 2010)

Posted by Eric Fang on September 7th, 2010 11:04 AM

GSE loans' interest rate will be reduced to 4% automatically?

Posted by Eric Fang on September 5th, 2010 6:51 AM

All Signs Point to Higher Rates in Week Ahead

Posted by Eric Fang on September 3rd, 2010 10:01 AM

You can not get a loan until the remodelling done

Posted by Eric Fang on September 2nd, 2010 12:14 PM

I like technologies.

Posted by Eric Fang on September 1st, 2010 10:31 AM

How the withdraw troops from Iraq affect the mortgage rates?

Posted by Eric Fang on September 1st, 2010 8:47 AM

August 2010

Communication with your broker or me

Posted by Eric Fang on August 31st, 2010 10:18 PM

Back to the old days/ways

Posted by Eric Fang on August 31st, 2010 9:40 PM

You got questions, I have answers(August 31,2010)

Posted by Eric Fang on August 31st, 2010 9:52 AM

The rate went up a little bit today

Posted by Eric Fang on August 27th, 2010 8:56 AM

You got questions, I have answers(August 26, 2010)

Posted by Eric Fang on August 26th, 2010 4:34 PM

Complete Package Required By Lenders

Posted by Eric Fang on August 25th, 2010 10:56 AM

My August Newletter and Rate Trend Analysis was just out.

Posted by Eric Fang on August 21st, 2010 12:03 AM

Explanation about the ARM rate change on GFE.

Posted by Eric Fang on August 19th, 2010 3:36 PM

Bonds rally, but not MBS

Posted by Eric Fang on August 18th, 2010 9:22 AM

2nd Loan vs rental

Posted by Eric Fang on August 17th, 2010 10:28 AM

The interest rate is a little bit higher today

Posted by Eric Fang on August 17th, 2010 9:33 AM

why we recommend to lock the rates?

Posted by Eric Fang on August 12th, 2010 8:00 AM

A few true stories about refi

Posted by Eric Fang on August 11th, 2010 10:28 AM

Bond market & stock diverge

Posted by Eric Fang on August 8th, 2010 12:37 PM

HELOC with your rental property

Posted by Eric Fang on August 5th, 2010 11:28 AM

Deflation or inflation?

Posted by Eric Fang on August 3rd, 2010 1:23 PM

WSJ: Fed Considering Resumption of MBS Purchase Program

Posted by Eric Fang on August 3rd, 2010 6:54 AM

It's all about Rates and Jobs -- ZT

Posted by Eric Fang on August 1st, 2010 10:00 AM

July 2010

Finannly I can focus on the loans again.

Posted by Eric Fang on July 31st, 2010 2:34 PM

What we should do if the rate is lower

Posted by Eric Fang on July 30th, 2010 1:54 PM

Rate Re-lock & Floating Down

Posted by Eric Fang on July 29th, 2010 11:34 AM

Today's bond auction

Posted by Eric Fang on July 28th, 2010 11:27 AM

Congress Set to Extend GSE Loan Limits at $729K

Posted by Eric Fang on July 26th, 2010 9:40 PM

My July Newsletter was out

Posted by Eric Fang on July 24th, 2010 8:06 PM

You got questions, I have answers(July 24, 2010)

Posted by Eric Fang on July 24th, 2010 3:32 PM

Passed the National Mortgage Test

Posted by Eric Fang on July 24th, 2010 10:37 AM

Rate a little bit higher today. Still at the lowest level

Posted by Eric Fang on July 23rd, 2010 10:05 AM

Sorry for not being able to updates the rates recently

Posted by Eric Fang on July 20th, 2010 3:50 PM

How do we "love" those appraisers?

Posted by Eric Fang on July 19th, 2010 5:57 PM

How to "Create" Refinance Opportunities

Posted by Eric Fang on July 16th, 2010 6:39 AM

The rate trends

Posted by Eric Fang on July 12th, 2010 7:41 AM

Please close the loan first

Posted by Eric Fang on July 1st, 2010 8:52 AM

June 2010

Why we can not get better rates even Bond rallying?

Posted by Eric Fang on June 28th, 2010 10:37 AM

Loan Process Updates -- For My clients

Posted by Eric Fang on June 25th, 2010 2:12 PM

How to lock a purchase loan?

Posted by Eric Fang on June 24th, 2010 10:41 AM

some lenders increase the rate this afternoon

Posted by Eric Fang on June 23rd, 2010 2:16 PM

The rate is lower. Please lock longer term.

Posted by Eric Fang on June 23rd, 2010 10:05 AM

Special Promotions for Rental

Posted by Eric Fang on June 22nd, 2010 8:50 PM

You got questions, I have Answers(June 20th, 2010)

Posted by Eric Fang on June 20th, 2010 10:08 PM

Most of CA First-Time Credit Claimed

Posted by Eric Fang on June 19th, 2010 8:44 AM

You got questions, I have answers(June 16th)

Posted by Eric Fang on June 18th, 2010 10:58 PM

Short Term Rate Trend(June 15th)

Posted by Eric Fang on June 15th, 2010 11:30 AM

You Got Questions, I have Answers(June 12th, 2010)

Posted by Eric Fang on June 12th, 2010 10:55 AM

What are the "hot" loan programs?

Posted by Eric Fang on June 9th, 2010 11:34 PM

It's the closing time

Posted by Eric Fang on June 3rd, 2010 9:40 AM

May 2010

You Got questions, I have the answers(May 29, 2010)

Posted by Eric Fang on May 29th, 2010 9:23 AM

Good people is always wanted

Posted by Eric Fang on May 28th, 2010 3:23 PM

Why the ARM rate not going lower recently.

Posted by Eric Fang on May 26th, 2010 3:23 PM

My Opinion of the ARM Rates

Posted by Eric Fang on May 23rd, 2010 5:59 PM

Very interesting for the interest rate

Posted by Eric Fang on May 21st, 2010 7:25 AM

The current Loan Process

Posted by Eric Fang on May 20th, 2010 6:48 AM

The value of A Loan Agent

Posted by Eric Fang on May 19th, 2010 11:15 PM

Why I did not price aggressive on some of my rates?

Posted by Eric Fang on May 19th, 2010 9:15 AM

Rate lock and basic commitment

Posted by Eric Fang on May 17th, 2010 1:32 PM

Weekend Review(May14th)

Posted by Eric Fang on May 15th, 2010 12:13 AM

The rate is at the lowest level of this year

Posted by Eric Fang on May 14th, 2010 10:05 AM

Weekend Review(May 2 - May 8)

Posted by Eric Fang on May 9th, 2010 11:47 PM

Recommended to lock the rate now

Posted by Eric Fang on May 6th, 2010 11:47 AM

6 month ownership for new purchases for loans over 417k

Posted by Eric Fang on May 6th, 2010 11:47 AM

The current interest Rate

Posted by Eric Fang on May 6th, 2010 8:37 AM

The rate today

Posted by Eric Fang on May 3rd, 2010 9:09 AM

Fannie Tightens ARM Standards

Posted by Eric Fang on May 1st, 2010 12:12 AM

April 2010

Weekend Review

Posted by Eric Fang on April 30th, 2010 11:39 PM

Advantage of cash Offer for Rental Properties

Posted by Eric Fang on April 30th, 2010 9:01 AM

Rate Trend and the Trading Range

Posted by Eric Fang on April 29th, 2010 9:52 AM

Homebuyers Tax Credit(Fed $8000) Expires This Week!

Posted by Eric Fang on April 25th, 2010 10:42 PM

My April Newsletter is out

Posted by Eric Fang on April 20th, 2010 4:04 PM

We know it is coming

Posted by Eric Fang on April 16th, 2010 9:43 AM

How is my service?

Posted by Eric Fang on April 15th, 2010 12:31 AM

You may consider to postpone your loan closing to May

Posted by Eric Fang on April 13th, 2010 9:52 PM

Weekly Review(April 9th, 2009)

Posted by Eric Fang on April 10th, 2010 12:05 AM

How $0 balance HELOC affect your purchase or Refinance?

Posted by Eric Fang on April 7th, 2010 11:36 AM

The same old story again

Posted by Eric Fang on April 5th, 2010 7:55 PM

MBS market without Fed

Posted by Eric Fang on April 1st, 2010 12:41 AM

March 2010

what's the current rate trend?

Posted by Eric Fang on March 31st, 2010 8:47 AM

You Got Questions, I have Answers -- Which Loan Program should I use

Posted by Eric Fang on March 30th, 2010 3:33 PM

Float into next week

Posted by Eric Fang on March 26th, 2010 1:30 PM

What should we do aftert yesterday's Rate Jump?

Posted by Eric Fang on March 25th, 2010 9:55 AM

Rate First Big Jump day in the last three months

Posted by Eric Fang on March 24th, 2010 10:54 AM

Back from Vacation, Will work on the news letter and Rate Trend Analysis

Posted by Eric Fang on March 22nd, 2010 1:00 AM

You Got Questions, I have Answers(V)

Posted by Eric Fang on March 14th, 2010 11:03 PM

I will be away for a week. Please contact with me by email

Posted by Eric Fang on March 12th, 2010 10:58 AM

What's the rate trend for the short term, long term?

Posted by Eric Fang on March 11th, 2010 9:25 AM

You Got Questions, I have answers(IV)

Posted by Eric Fang on March 9th, 2010 1:49 PM

Market is waiting for better 30 yr fixed rates

Posted by Eric Fang on March 4th, 2010 1:46 PM

A HELOC story

Posted by Eric Fang on March 2nd, 2010 11:12 PM

Obama HRAP Refi extended for one more year

Posted by Eric Fang on March 2nd, 2010 10:20 AM

Economic News This Week

Posted by Eric Fang on March 1st, 2010 12:02 AM

February 2010

Weekly Review(Feb 26)

Posted by Eric Fang on February 26th, 2010 11:27 PM

Rate Lock Recommendation & why the rates are different for same program?

Posted by Eric Fang on February 25th, 2010 7:26 AM

Interest Rate after Fed Rate "Hike" last Thursday

Posted by Eric Fang on February 22nd, 2010 9:52 AM

My Websites Updates

Posted by Eric Fang on February 22nd, 2010 12:03 AM

The new GFE process is getting better

Posted by Eric Fang on February 21st, 2010 12:30 AM

Occupancy

Posted by Eric Fang on February 17th, 2010 10:03 AM

You Got Questions, I have answers(IV)-- Closing Costs.

Posted by Eric Fang on February 16th, 2010 3:08 PM

Valentine's day, Commitment & Rate Locks

Posted by Eric Fang on February 15th, 2010 8:56 AM

Weekly Review

Posted by Eric Fang on February 6th, 2010 12:18 AM

RESPA 2010 Updated

Posted by Eric Fang on February 6th, 2010 12:05 AM

You got questions, I have answers(3) -- Why I think 10/1ARM Better

Posted by Eric Fang on February 4th, 2010 10:02 PM

Today's rate

Posted by Eric Fang on February 4th, 2010 8:44 AM

some recent changes for Rental Properties

Posted by Eric Fang on February 2nd, 2010 11:57 PM

RESPA 2010 -- To be Continuted

Posted by Eric Fang on February 2nd, 2010 9:13 PM

How the lender price their rates?

Posted by Eric Fang on February 2nd, 2010 9:06 PM

Non-recurring closing cost

Posted by Eric Fang on February 2nd, 2010 9:37 AM

January 2010

ARM rotation starts again

Posted by Eric Fang on January 29th, 2010 1:19 PM

We can do Freddie Mac LTV 95% loans

Posted by Eric Fang on January 29th, 2010 10:29 AM

what shall we do when the rate is high?

Posted by Eric Fang on January 28th, 2010 2:55 PM

Lock the rate if you can

Posted by Eric Fang on January 22nd, 2010 8:29 AM

How "Landlord experience" affects your loan qualification?

Posted by Eric Fang on January 21st, 2010 1:28 PM

15 yr fixed rate back to 4.25%; 30 yr fixed back to 4.875%.

Posted by Eric Fang on January 21st, 2010 12:20 PM

Mortgage Rate a little bit better

Posted by Eric Fang on January 21st, 2010 9:50 AM

Will we get the confirmation tomorrow?

Posted by Eric Fang on January 20th, 2010 2:44 PM

Some other issue may affect your loan closing

Posted by Eric Fang on January 15th, 2010 9:43 AM

The rate is only slightly better.

Posted by Eric Fang on January 15th, 2010 9:36 AM

We will get 4.875% soon

Posted by Eric Fang on January 14th, 2010 3:02 PM

How can we do better?

Posted by Eric Fang on January 13th, 2010 9:10 PM

Good Agents are always needed

Posted by Eric Fang on January 12th, 2010 1:08 PM

FOMC minutes Hints at MBS Purchase Program Extension.

Posted by Eric Fang on January 6th, 2010 4:52 PM

Organization Changes and Industry Changes in 2010

Posted by Eric Fang on January 5th, 2010 1:48 PM

The bottle is still half empty

Posted by Eric Fang on January 5th, 2010 9:11 AM

First Rate Report in 2010

Posted by Eric Fang on January 4th, 2010 2:02 PM

RESPA 2010 -- Starting Jan 1, 2010

Posted by Eric Fang on January 3rd, 2010 10:58 PM

December 2009

Be Patient

Posted by Eric Fang on December 29th, 2009 11:07 AM

There is a will, there is a way

Posted by Eric Fang on December 28th, 2009 3:53 PM

Happy Holidays

Posted by Eric Fang on December 24th, 2009 12:37 PM

Reasonable Rates, Reasonal Expectation

Posted by Eric Fang on December 23rd, 2009 8:40 AM

We may see the rate reversal as early as tomorrow

Posted by Eric Fang on December 22nd, 2009 4:20 PM

What does 1 yr LIBOR index tell us?

Posted by Eric Fang on December 20th, 2009 10:34 PM

To My Clients with TBW(Cenlar) loans.

Posted by Eric Fang on December 19th, 2009 8:07 AM

Fannie Guideline Changes for Condos

Posted by Eric Fang on December 16th, 2009 7:11 PM

Rate for this week and the Rumor

Posted by Eric Fang on December 16th, 2009 9:18 AM

Why the lender's mortgage rates change even though the bond does not change?

Posted by Eric Fang on December 15th, 2009 10:24 PM

Why the Rate Difference & How we should lock the rates.

Posted by Eric Fang on December 14th, 2009 10:33 AM

Mortgage Industry Updates(12/12/2009)

Posted by Eric Fang on December 11th, 2009 10:03 AM

The Collapse of Amtrust

Posted by Eric Fang on December 6th, 2009 9:10 PM

Life is back to normal

Posted by Eric Fang on December 4th, 2009 8:37 AM

You got questions, We have answers (2)

Posted by Eric Fang on December 3rd, 2009 7:01 PM

We don't have to be an "outlier"

Posted by Eric Fang on December 3rd, 2009 6:45 AM

November 2009

We are in anotherc around of rotation again.

Posted by Eric Fang on November 30th, 2009 10:04 PM

It's so good to be home.

Posted by Eric Fang on November 30th, 2009 8:12 AM

Happy Thanksgiving!

Posted by Eric Fang on November 26th, 2009 3:48 PM

What's next?

Posted by Eric Fang on November 14th, 2009 10:44 AM

Fraud Alert Check for Rental Properties

Posted by Eric Fang on November 11th, 2009 2:56 PM

Short Term Mortgage Rate Trend

Posted by Eric Fang on November 4th, 2009 10:44 PM

October 2009

Condo Rate explanations

Posted by Eric Fang on October 30th, 2009 9:45 PM

In Fed, We Trust

Posted by Eric Fang on October 30th, 2009 9:39 PM

Explanation for the "Prediction" of low ARM rates

Posted by Eric Fang on October 30th, 2009 9:27 PM

ARM rate will go lower in Novernment

Posted by Eric Fang on October 27th, 2009 3:27 PM

Freddie Mac Relief Refinance Open Access program(LTV<=125%)

Posted by Eric Fang on October 26th, 2009 8:35 AM

Read this if you do refi for two or more properties at the same time

Posted by Eric Fang on October 23rd, 2009 10:24 AM

You got questions, we have answers

Posted by Eric Fang on October 21st, 2009 9:38 AM

How to work with your agent effectively?

Posted by Eric Fang on October 20th, 2009 12:03 PM

We are not just working on the loans

Posted by Eric Fang on October 11th, 2009 8:17 AM

I should not say the rate will go up yesterday

Posted by Eric Fang on October 9th, 2009 10:25 AM

We may see the trend reversal here

Posted by Eric Fang on October 8th, 2009 11:46 AM

Strong resistance at the current rate level

Posted by Eric Fang on October 6th, 2009 11:31 AM

Rate may go lower, so is the appraisal value

Posted by Eric Fang on October 4th, 2009 1:32 PM

When mortgage is not just a mortgage

Posted by Eric Fang on October 3rd, 2009 7:40 AM

ARM Rate is much better

Posted by Eric Fang on October 1st, 2009 7:15 AM

September 2009

The current mortgage rate

Posted by Eric Fang on September 28th, 2009 8:40 AM

The spreads between 15 yr fixed and 30 yr fixed larger than expected

Posted by Eric Fang on September 23rd, 2009 12:05 PM

Where should the rate go?

Posted by Eric Fang on September 23rd, 2009 8:15 AM

Mortgage Mortket Weekly Updates

Posted by Eric Fang on September 21st, 2009 8:32 AM

No refi is also an option

Posted by Eric Fang on September 16th, 2009 5:17 PM

My Septemeber Newsletter was out

Posted by Eric Fang on September 16th, 2009 5:13 PM

Assets Explanation For Purchase or Refi loans

Posted by Eric Fang on September 9th, 2009 10:03 PM

No Waiting Period for Purchase after the close?

Posted by Eric Fang on September 8th, 2009 9:58 PM

Escrow Account required for LTV >80% loans

Posted by Eric Fang on September 8th, 2009 1:41 PM

Economic Calendar for the Week of September 07 - September 11

Posted by Eric Fang on September 7th, 2009 9:17 PM

Summer is over

Posted by Eric Fang on September 7th, 2009 9:04 PM

Have a Safe and Happy Labor Day Holiday--Read Story Inside

Posted by Eric Fang on September 4th, 2009 2:31 PM

Rotation and Re-balance of Lenders' loan programs

Posted by Eric Fang on September 3rd, 2009 6:48 PM

August 2009

The Rate Lock is not Free.

Posted by Eric Fang on August 31st, 2009 8:22 PM

The housing industry is about to fall off the cliff again -- For Your Entertainment

Posted by Eric Fang on August 28th, 2009 11:59 PM

Why we change the rates a few times everyday?

Posted by Eric Fang on August 27th, 2009 11:53 AM

There is a Berlin wall between 4.875% and 5%(30 Yr fixed)

Posted by Eric Fang on August 26th, 2009 10:34 AM

Portability of Appraisals

Posted by Eric Fang on August 23rd, 2009 10:59 PM

Economy Events for the week of August 24th

Posted by Eric Fang on August 23rd, 2009 10:48 PM

Open Interest in Bonds push the rates lower

Posted by Eric Fang on August 20th, 2009 9:33 PM

How to get the cash-out from the REO property you just purchased with cash?

Posted by Eric Fang on August 19th, 2009 5:16 PM

My Monthly August News Letter Was Out

Posted by Eric Fang on August 18th, 2009 10:07 PM

Cash-out Refi for the property just purchased

Posted by Eric Fang on August 13th, 2009 10:36 PM

You can rate my service now

Posted by Eric Fang on August 13th, 2009 12:14 PM

Post FOMC Meeting Statement

Posted by Eric Fang on August 12th, 2009 3:15 PM

A good and saver investment?

Posted by Eric Fang on August 12th, 2009 8:47 AM

Economic Events for the week of August 10th.

Posted by Eric Fang on August 9th, 2009 10:58 PM

The review of HVCC -- 3 months after the implementation!

Posted by Eric Fang on August 9th, 2009 9:21 AM

U.S. Citizen Working Abroad are Eligible for loans Now

Posted by Eric Fang on August 8th, 2009 11:15 AM

HVCC, HERA, and New TIL Regulation -- ZT

Posted by Eric Fang on August 7th, 2009 12:28 PM

We need to adjust our target

Posted by Eric Fang on August 7th, 2009 8:37 AM

Is the lowest rate locked the best Rate?

Posted by Eric Fang on August 6th, 2009 6:01 PM

GFE for purchase

Posted by Eric Fang on August 6th, 2009 11:40 AM

One major lender TBW failed today.

Posted by Eric Fang on August 5th, 2009 12:46 PM

Things to Know Before Buying a House

Posted by Eric Fang on August 3rd, 2009 11:59 PM

The bottle is half empty

Posted by Eric Fang on August 3rd, 2009 12:06 PM

July 2009

Regulation Z will start July 30th, It will affect your closing.

Posted by Eric Fang on July 29th, 2009 2:01 PM

The Auction brings pressure on the mortgage rates

Posted by Eric Fang on July 27th, 2009 7:19 AM

What should you do before purchasing a house?

Posted by Eric Fang on July 23rd, 2009 2:05 PM

YSPs Under Fire in New Fed Rule -- ZT

Posted by Eric Fang on July 23rd, 2009 12:26 PM

How Reg Z Disclosure will affect your closing Date?

Posted by Eric Fang on July 22nd, 2009 3:06 PM

Economic Events for the week of July 20th

Posted by Eric Fang on July 20th, 2009 12:52 AM

July monthly newsletter was just out.

Posted by Eric Fang on July 18th, 2009 9:16 PM

Stock Rally hurts rates, but we will see reversal

Posted by Eric Fang on July 14th, 2009 7:31 AM

Economic Events for the Weeks of July 13th.

Posted by Eric Fang on July 13th, 2009 12:21 AM

Special -- 5/1ARM 4.625- 4.875%(Loan amount around 500k to 600k)

Posted by Eric Fang on July 10th, 2009 5:19 PM

It's a confirmed !

Posted by Eric Fang on July 8th, 2009 12:44 PM

Detached Condo Pricing is better(LTV>75%)

Posted by Eric Fang on July 7th, 2009 10:41 AM

The rate will be a little bit better starting Wednesday July 8th

Posted by Eric Fang on July 7th, 2009 8:37 AM

Week of July 6th.

Posted by Eric Fang on July 6th, 2009 6:18 AM

Rate Prediction for 2nd half of 2009.

Posted by Eric Fang on July 5th, 2009 11:46 PM

Explanation of 3/1ARM Jumbo Program.

Posted by Eric Fang on July 5th, 2009 11:25 PM

Some stories for the failed purchase loans

Posted by Eric Fang on July 1st, 2009 9:57 PM

HAPR Refi LTV expended to 125%.

Posted by Eric Fang on July 1st, 2009 1:23 PM

729k Loans 5.375%

Posted by Eric Fang on July 1st, 2009 10:43 AM

June 2009

Changes urged to rules on condo loans--ZT

Posted by Eric Fang on June 30th, 2009 11:22 AM

The (mortgage) market is trying to find new direction!

Posted by Eric Fang on June 27th, 2009 10:52 AM

HVCC(Home Valuation Code of Conduct) Updates

Posted by Eric Fang on June 27th, 2009 10:19 AM

Mortgage Industry Anxiously Awaiting Fed Statement

Posted by Eric Fang on June 24th, 2009 8:38 AM

Mortgage Rates Waiting for FOMC

Posted by Eric Fang on June 22nd, 2009 9:17 AM

Obama wants to help more home owners to refi -- ZT

Posted by Eric Fang on June 19th, 2009 4:10 PM

The rate is up again.

Posted by Eric Fang on June 18th, 2009 10:51 AM

Why it's hard to get the "lowest" rate?

Posted by Eric Fang on June 17th, 2009 9:19 PM

The next level is 5%

Posted by Eric Fang on June 16th, 2009 1:55 PM

Common Mistakes for the First Time Home Buyers

Posted by Eric Fang on June 16th, 2009 8:53 AM

We see the rate reversal sign from here

Posted by Eric Fang on June 11th, 2009 11:55 AM

10 yr Bond resistent at 4%

Posted by Eric Fang on June 11th, 2009 12:37 AM

The light at the end of the tunnel May brighten.

Posted by Eric Fang on June 9th, 2009 6:44 PM

We Continue To Get Hammered

Posted by Eric Fang on June 8th, 2009 7:07 PM

Friday is teh pivot day for the mortgage rates

Posted by Eric Fang on June 4th, 2009 10:19 PM

Bond Market still volatile

Posted by Eric Fang on June 2nd, 2009 10:09 AM

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