October 22nd, 2013 10:26 AM by Eric Fang
Even though the rate is a little bit lower, still lots of people thought it is not "low" enough. But I encouraged some clients to lock the rates.
Some clients took 30 yr fixed 4%; 15 yr fixedrate with 3.125%; and I do have some good ratesfor condo as well, like 5/1 ARM 3% for no closingcost at all.
I am preparing a test for out of state loans.Hopefully I can do loans for WA, TX, etc soon.