Mortgage Blog

It is very interesting to watch the market these days. I know it is hard for the day trading. But it should be easy for the investment. Or maybe not that hard. You can just pick the index fund, or some good companies, like V, MA, GOOG, AMZN, MSFT, JPM, etc. And then just hold them long term. Most of the stock prices should be higher after 10 years, if not just doubled.

Locked another 5/1 ARM 3.75% today. I know this rate still a little bit higher, but I recommend my clients to lock a rate first. Then if it goes lower in about 6 months, we can refinance again. But it might be hard to get lower rates in the next one or two years.

Had a few good runs this week. Speed workout on Wednesday, and 3 miles Tempo today.
I ran first two miles with pace of 7 min/Mile. The 3rd mile 7:07. I will try to see whether I can do the same thing next week. But my heart rate already went up to 165. This is my half marathon race number.