Mortgage Blog

I am not just a mortgage originator. I help my clients to make some decisions as well.

Talked to my alumni friend yesterday about what kind of loan program he should choose. I just want to share with you what we talked about.

1)The best investment is your family, your career and your health. Don't spend too much
time on mortgages. The 0.125% lower rate can only save you $40 to $50 bucks. Focus more
on more important stuff. I did refi only twice for the last 6 years. And I focus on
my business, my blog, my clients, etc.

2)Think about the future. When you choose a loan program, just think about what if the rate
goes up after 3 years. Will you stick to the house, the loan program etc?

3)For me, I will think about what I should do when the rate goes up and the business slower,etc.

And ....

You can do better if you can think a little bit more.