Mortgage Blog

If you did the refinance recently, you will find
that the lender will ask lots of questions about
the deposits now, sometimes even the deposit amount
is less than $5000.

Usually, if you have investment properties,I would
recommend using another account solely for those
properties, it will be easier when you file the tax
returns(your costs, rental income all in one
account). But now, seems like it's better to have
one account with all kind of "transactions",
and another account for not much deposits.
Then if you will do the refinance in the future,
you will find your life much easier.