Mortgage Blog

I finished 8 miles today. Total 22 miles for this week. Here is the link http://ericfang.blogspot.com/

My mile 4 & 5 was ok, the pace was 7:43 and 7:55. Then I thought whether I need to keep the pace for the next two miles, or just a little bit slower. And as you guessed, I started a little bit slower. So mile 6 at 8:22, Mile 7 8:36, mile 8 8:53. The reason mainly was that I have another tempo run of 6 miles tomorrow. I do not have to run too fast, and instead need to focus on my schedule.

Same for the other stuff, like reading and investment. I manage my wife's retirement account for her. And promised her for total 50% return for the next 5 years. As of yesterday, it was almost break even for this year. What I did right was that I liquidated last year, and gradually purchased when the market was down. It was not perfect, but still better than expected. And my idea was to purchase 5%, 10%, 20%, 30% down. And now, I do not much cash in this account now.

Same for the other accounts, I would assume that the market will go down another 20%(just assume, it could be or not). Then I would split my money (other than cash) into 4, and will purchase more if the market is 5% down or more. Then I would wait for the rebound. I could be right or wrong. But if we check it 10 years later, any purchase would be right.