Mortgage Blog

Gold and Silver crashed yesterday. They
were down more tahn 10%. Bank Stocks still holds
well. I missed the chance to get KO, COST, HD, DTV
etc. But I got K as $48. This is a very interesting
stock after I purchased. It went up a few cents
almst everyday.

I thought about the risk management last Suday.
I ran 13 miles in the morning with a pace of 10.
And I ran another 5 miles in the afternoon. My
daughter asked me to run another 2 miles to make
it 20. Though I tried to do so, I gave up the idea.
I know I will gte hurt if I increased the mileage
too much and too fast.

I believe this is another example of risk management.

For stock market(and bond), there are not much
direction now. So it is better stay aside to watch
for someone.

As for the interest rate, 30 yr fixed rate still around
0.125% or 0.25% higher than history level. Personally
I think It's hard to re-visit history lows, but my friend
said that the rate is going to be new lows.

Let's watch and see.