Mortgage Blog

They told me that they will increase the interest rate
by 0.125% starting Tuesday Jan 10th(I don't know why this
lender likes 10th. They made all major changes starting
10th).

So because of this change, I will temporary adjust the bottom
of the interest rate to 3.625% for 30 yr fixed; 3.125% for 15
yr fixed.

And you can get those rates now for some special cases(not
all loans qualify).