Mortgage Blog

It's very interesting to read this blog, is not it?

For the last 6 months, the rates went up and down.
And I got a lot of negative feedback when I said that
the rate will go down. Though it needs a lot of
courage and knowledge to do so, and luck is on
my side this time as well.

Some people asked why I am always busy. Because I have
the applications all the time, when the rate is
high or when the rate is low. When the rate is high,
we prepare the the loan documents or some other plannings
as well.

For me, mortgage is my business, and we can do it
with a peaceful of mind. The rate can go up or down.
With good planning, you will not be panic when the rate
is higher. And will not be sad when you see the rate
lower again after the lock.

I explained before that it's good to miss the best rate.
Say if you get 2.75%, and you miss the rate of 2.5%;
that means the rate trend is better and you can get lower
rate in the future.

In another way, if you get the same 2.75%; and
you are happy since you got the best rate. And
if the rate goes higher, you will have no chance
of getting lower rates any more.

Try to think the same rate differently, and you
will always be happy.

Investment(or career) needs planning, so does mortgage.
I have a few buyers have more than 10 properties now,
and we did it with good planning.

Though I focused my owner clients, I still got referrals
from all my clients. Thank you all. Because you believe that
I can close those loans, even for very difficult ones.

I will get you more about the rate trends in the next
a few weeks. It's still within the ranges. ARM is done.
Fixed should go lower.