Mortgage Blog

I locked two loans for my clients. I recommended them to lock for two reasons, 1)They have 3.5% to 3.625% rate. So One person saved $650, another $350 per month.  2)If we miss this opportunity, then we might need to wait for another two months.

And once you have 3% for 30 yr fixed rates(APR 3%), then you do not have to worry about whether the rate is going to higher or lower in the future.

Stock market is crazy now. For one of my accounts, the YTD return is even positive now. One lesson I learnt was that you have to pick up good company stocks. they recovered back so fast.

Ran another 7 miles today. Really enjoyed the running. Not too fast, not too slow.