Mortgage Blog

We got 30 yr fixed 3.625% for most of 30 yr fixed
loans, some needs impound, some does not.

15 Yr fixed lowest around 3.19%. Not bad either.
For the high-balance loans, the lender "hold"
the extra profit gains. We can see lower
rates once the lender lower the margin.

I locked only one loan for 15 yr fixed
for 3.25% for high balance. No better rates
for this program.

If any of you wants to have better rates,
please work closely with your agent.
We are very close to my target.

And if it hits my target, it will be the
bottom of the rates.