December 14th, 2011 1:15 PM by Eric Fang
There is one lender offering 3.625% with LTV less than 60% with impound account.
Another lender offers 15 yr fixed rates around 3.15%.
I talked to a few clients recently. And they were amazed about my prediction.
I don't know the reaction if I "call" the bottom of the interest rates sometime next year?